Organize Your Money!

Organization is the key to a balanced life! Organization saves you time, energy, frustration, and confusion. To be organized means to be efficient in the way separate elements are arranged into a consistent structure. In other words, everything has its place, find the place, and when you're done put it back. In all my years of counseling people in the area of personal finances, one of the biggest issues that cause money woes is the lack of organization.

When you are not organized life feels chaotic, excruciating, and out of control. You can actually feel your sanity slipping away. But like everything else in life -- you need to admit that you have organization issues, and that you want to change. Next, you need to make a commitment to get organized, and get your life in order. Then come up with a plan. If you're too overwhelmed to get started, have a friend or a professional help you get organized. Your life and financial future depends on it.

Organize your time -- Use a calendar, palm pilot, or organizer to manage your time. Think of your time as money. When you waste your time you are throwing away money, so plan and schedule your time.

Organize your files -- Start a paper filing system. Get manila folders to organize statements, bills, letters, and other important papers. If it's important it should have a place to go.

Track your money -- Know exactly how much money comes in and out of your household each month and year. Whether it's regular salaries, bonuses, part-time, or business income keep track. What are you spending your hard-earned money on? Track all your outgoing expenses for 30 days by keeping receipts and writing down expenses. Put the receipts in an envelope and label it by the month. Categorize your receipts and add each category up to get a total. This will give you a good idea how you use your money each month.

Pay your bills on time -- Keep all your bills in one place, separate bills by due dates, come up with 2-3 days of the month to write out and mail bills, and pay bills 4-5 days before due date.

Automate your savings/investments -- Organize your time and money by having a certain amount taken out each month, and put the amount in certain savings/investment accounts. This accomplishes three things: a) eliminates time on your part, b) you don't have to see, feel, or touch the money, and c) you are being consistent in saving.

File your taxes -- If your files are organized it will make it easier when tax time comes around to get your numbers together. You won't have to be scatter-brained trying to find old tax forms, pay-stubs, or documents. Every document will have a place.

Organizing your life will help grow your money. Organizing cuts down on duplicating inventory, supplies, clothes, products, food, information, and time! Do you want more money? Start getting organized!

Wednesday, July 30, 2008

Get Me Organized Now

First let me ask you something:

How much time do you think you will save if you get organized?

I can tell in my situation a lot, I need to do a lot of things daily, from the morning until the evening, and also at night, I used to go to sleep around 2 a.m. waking up at 7 a.m., so not much time to work with there.

After some time, I got tired of it, so I started to go to sleep early, and it felt really good, trust me. The problem now was I never had enough time to do them all, each day I had more things to do than I had time for, and I never knew how others could do so much things, in such little time, so I started to think:

What if I get organized?

In my mind I thought that would be very easy, because well, anyone knows how to do it, you just get a pen and write down what you have to do for the day, and you follow your schedule. So I took a piece of paper, and wrote down on it what to do:

- organize storage closet

- organize closet color

- organize photos for scrapbooking class

- organize kids closet

- organize bedroom teenager

- battle of the bands organize

- organize my camping gear

- easily organize your digital photo

- dvd organize software

After doing this, I started work, and did all on the list, one by one, so it took me some time, but I was doing it happy that I am finally organized.

What I did not think about was that by doing that I ignored my work, and I left it behind, so basically I did all of these, which probably tomorrow will get back to the old state, and I lost a whole day of work!

Feeling sorry is never an option for me, so I went to my best friend in the world, the computer and searched the Internet for organizing tips, because I needed to find a solution to the mess I was in. What I found was this:

http://lightb.wordpress.com

It seems a person has been thinking about it a long time, and she made a huge e-Book about it, what I found in this book, I have never seen before, it contains everything from how to organize my bedroom to showing me the best way to organize refrigerator contents. The price was pretty cheap for what it contained, around $20, but for that price, I found there, and I’m not lying, everything you need to organize your home in every aspect and detail!

I did not read it all, because it contains much more than I need, basically the book contains stuff that I have never heard of, but whenever I have a new thing in the house I do a search in the book, and I find the answer, this saves me a lot of time, and now I can proudly say I am an organized person!

George Has.

P.S. The web site I am telling you about has organizing books for everything from home, office and holidays, I am very sure I will buy the “Organize Your Office” book, because I want to save time at work now.


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